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Service Charges relating to Gold Loans
Sl No Category Service charge
1 Service charge for gold loans under normal schemes (except loans under MHL and MLS schemes) Applicable only in South India Branches) Rs.10/- for loans upto Rs.10,000/- and Rs.20/- for loans above Rs.10,000/- every time a loan is sanctioned/renewed and a pledge form is printed.
2 Processing charges for loans under MHL (Muthoot High value Loan) scheme.

South Branches - 0.5% of the loan amount

North Branches - Loan amount below Rs.5 lakhs-1% of the loan amount, Loans of Rs.5 lakhs and above and less than Rs.10 lakhs-1% of the loan amount, Loans of Rs.10 lakhs and above and less than Rs.25 lakhs-0.5% of the loan amount, Loans of Rs.25 lakhs and above-0.25% of the loan amount

3 Documentation charges for limits sanctioned under MOS (Muthoot Overdraft scheme) Rs.1500/- per account (For renewals within 12 months Rs.750/- per account)
4 Processing charges for loans under MSS (Muthoot Samsung Scheme) Rs.50/- per loan account
5 Processing charges for loans under ZIL (Zero Interest Loan) scheme Rs.50/- per loan account
6 Charges for lost tokens (Applicable for loans under all schemes) Rs.25/- (in addition to the cost of stamp paper applicable)
7

Notice charges

(Applicable for loans under all schemes)

South Branches:- Ordinary Notice - Rs.10/-

Registered Notice - Rs.40/-

Auction Notice - Rs.70/-

North branches:-

Ordinary Notice(3 times) - Rs.10/- *3=Rs.30/-

Registered Notice - Rs.40/-

Auction Notice - Rs.100/-

(whenever a loan is marked for auction, the charges will be recovered)

8

Administrative charges

(applicable only in North branches)

0.15% of loan amount(Minimum Rs.40/-,maximum Rs.600/-) for all schemes in North branches
9 Stamp duty levied by State Governments Actuals wherever applicable
10 SMS Charges Rs.2/- per account at the time of closure / renewal
Very common olanzapine side-effects (these affect more than 1 in 10 people)What can I do if I experience this?
Feeling sleepy or dizzyDo not drive and do not use tools or machines
Increased weightEat a well-balanced diet. Speak with a pharmacist if your weight becomes troublesome
Changes to some blood test resultsYour doctor will monitor for these
Common olanzapine side-effects (these affect less than 1 in 10 people)What can I do if I experience this?
Feeling restless or tiredSpeak with your doctor about this. Do not drive and do not use tools or machines while affected
ConstipationDrink plenty of water and eat a well-balanced diet
Dry mouthTry chewing sugar-free gum or sucking sugar-free sweets
Unusual or uncontrollable muscle movementsSpeak with your doctor about these
Increased appetite, feeling hot, swollen hands or feet, skin rash, reduced interest in sex, erectile dysfunction, aches and painsDiscuss these with your doctor if any become troublesome

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